Terms of use

1. Service scope & disclaimer

Routing service: idnwallet.com provides lightweight routing and verification technology at the internet protocol layer. We redirect domain requests to your specified H5 checkout or wake URL schemes per your instructions.
Funds disclaimer: We are not a bank, clearing house, or licensed payment institution. Every cent processed through your bound checkout goes directly to your account at the licensed institution. Disputes arising from institution risk controls, freezes, settlement delays, or merchant compliance are not our responsibility.

2. Micro-payment verification ("reverse financial handshake")

To secure public routing and prevent hijacking, all users must complete a random micro-amount verification test when onboarding or transferring assets.
You must pay the exact micro-amount on your own terminal and enter the amount shown on the receipt. Failure to verify may result in rejection of the binding request.

3. Prohibited use & removal

You warrant that bound checkout URLs are fully lawful. We prohibit routing domains to illegal fundraising, money laundering, fraud, or other illicit channels. Violations trigger physical DELETE of all routing records and cooperation with authorities.

4. Immutability & technical limits

Bindings cannot be UPDATEd at the database layer. Changes require 2FA via your registered phone, then delete-and-reinsert. We are not liable for indirect losses from DNS propagation delays, registry policy changes, bank checkout changes, or merchant misconfiguration.

5. Changes to terms

We may update these terms and publish them on this site. Continued use constitutes acceptance of the revised terms.